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“By 2045,” Cleetus continued, “within the lifetime of a typical mortgage issued today, about 325,000 properties, worth $136 billion, will be at risk.” States like Florida. then there are states.

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One home, one mortgage. Often the older parent(s) can help get a better mortgage rate, but only if they bring worthwhile assets to the party. Those may be enough to bring the down payment below the magic 20-percent level that removes the need to pay one-time and monthly mortgage insurance premiums. Qualifying for a Home Loan in Colorado.

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