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U.S. Mortgage of Florida is a full service lender whose primary focus is to serve our Florida mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. Loan approval is subject to credit approval and program guidelines.
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As of February 2018, the average annual percentage rate on a two-year personal loan from a commercial bank was 10.22%, according to Federal Reserve data for the first quarter of 2018. While that might not sound too bad, some personal loan companies offer loans with an annual percentage rate of up to 36%.
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As opposed to other loan programs which require a considerable down payment (20% of the home’s purchase price) and excellent credit, FHA loans only require 3% down with the option of rolling in closing costs (typically between $6,000 and $8,000 on an average loan) into the loan itself.
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